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Mortgage Prequalification: Markham, North York and Richmond Hill Ontario home buying, real estate listings, and homes for sale in ON

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Markham, North York and Richmond Hill real estate agents to offer services such as these.

Once you fill out the form, we will quickly process your information and get right back to you!

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation...

	About You
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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	In what U.S. home can you find the world's largest refrigerator magnet collection?
A	Louise Greenfarb of Las Vegas, Nevada has 35,000 unique fridge magnets that she has been collecting since the 1970's.
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The Sunny Sharma Team, REALTORŽ, real estate agents and broker for Markham, North York and Richmond Hill Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)

The Sunny Sharma Team
Century 21 Leading Edge Realty, Inc.
1053 McNicoll Ave.
Toronto, ON.
M1W 3W6 Canada
Bus: 416-494-5955
Direct: 416-566-2850
Fax: 416-494-4977
Email: Sunny@YourRealEstateTeam.ca
Subsequent to his university education, and roughly ten years in the telecom business, Sunny obtained his real estate license in November of 1990. Ten years after that he came to work at Century 21 Leading Edge Realty and has been a top-producing agent ever since. So what might you ask is the key to Sunnys success? Id be willing to bet on two things. One is his emphasis on teamwork. The Sunny Sharma team consists of professionals all dedicated to servicing you, the customer. Through the years theyve sold hundreds of homes in Scarborough, Markham, and North York, and have established a name synonymous with integrity, courtesy, and respect. The second factor would be none other than his dedication to customer service. Sunny ardently believes that the best way to demonstrate good customer service is to provide superior services to his customers. He will educate you in how you should prepare your home for sale and even advise you in your renovations all so that you get the best deal. Whats more? If you sell or buy a home through Sunny, hell lend you his moving van free of charge! Now tell me, do those 23,000 realtors all provide that kind of service? Do they all have five people working for you as opposed to one? The answer should be clear. But while were on the topic of numbers: of those 23,000 realtors mentioned earlier, Sunny ranks as 163 that puts him in the top 1%. Through it all hes averaged at about 99.49% of his sellers listing prices; which is pretty impressive to say the least. But nevertheless, Sunny will never tell you hes the best. What he will tell you, however, is that he will always ALWAYS provide you with unparalleled service.

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